We want to make it clear that we put our best efforts in providing this report but any prediction that you receive from us is not to be considered as a substitute for advice, program, or treatment that you would normally receive from a licensed professional such as a lawyer, doctor, psychiatrist, or financial adviser. Although we try our best to give you accurate calculations, we do not rule out the possibility of errors. The report are provided as-is and we provides no guarantees, implied warranties, or assurances of any kind, and will not be responsible for any interpretation made or use by the recipient of the information and data mentioned above. If you are not comfortable with this information, please do not use it.